FIRE Calculator
Switch between finding your earliest FIRE age and solving for the monthly contribution needed to retire at a target age. All calculations use real, inflation-adjusted returns and update instantly.
Inputs
All calculations use real, inflation-adjusted returns and update instantly.
Inputs
All calculations use real, inflation-adjusted returns and update instantly.
Inputs
Mode
Return assumption mode
Choose manual planning assumptions or a historical market reference.7.0%
Adjust expected annual return for planning scenarios.2.5%
4%
Scenario comparison
Turn on side-by-side scenarios only when you want to compare three contribution or retirement-age paths.
Scenario comparison
Turn on side-by-side scenarios only when you want to compare three contribution or retirement-age paths.
Results
FIRE number
$900,000
Monthly withdrawal in retirement
$3,000
FIRE age
54.2
Years to FIRE
24.2
Annual withdrawal
$36,000
FIRE chart
Portfolio value versus the FIRE number over time, using real returns.