Choosing a reasonable long-term return assumption
A practical framework for setting return expectations that are useful for planning instead of optimized for optimism.
Insights
The math behind the decisions.
Most financial tools give you a number. CompoundLab Insights explains what that number is actually saying - and where it can mislead you. Each article is written to support a specific calculator, unpacking the assumptions, tradeoffs, and real-world context that the inputs can't capture on their own.
Nominal vs. real growth in portfolio planning
Why compound growth can look impressive on paper but still miss the purchasing-power question investors actually care about.
How recurring contributions reshape long-horizon outcomes
A guide to seeing how smaller monthly deposits can influence the final balance as much as headline return assumptions.